Should You Use a Broker to Get an Auto Insurance Quote?

Just how important is it to use an auto insurance broker? Early this year, an auto insurer based in Chicago was fined $256,000 by the Missouri Department of Insurance. The company, called Universal Casualty, was found guilty of underpaying claims. Policy holders also complained about the way the claims were handled. Imagine how much trouble you’d have on your hands right now if this company had been your insurer? What auto insurance brokers do is save you from hassles much like this one. Not only do they find you the best rates, they also make sure you deal only with reputable companies.

If you haven’t taken time to get a new quote on your car insurance in the last year or so, chances are that you are paying than you need to for your coverage. The fact is that insurers are constantly revising their pricing and terms to remain competitive with other insurers, but this doesn’t always trickle down to your own policy. So sometimes you really do have to bounce around to various insurers with your coverage to save money. The last thing you want is to find you are paying more than you need to for your coverage, and so you should take time today to get an auto insurance quote.

Many people, however, don’t have the time required to shop around and get an auto insurance quote. After all, you will actually want to get several quotes, and this means either going to various websites to get those bids or calling around to different companies. It truly can take you several hours of work to get the bids you want, and few people really have that kind of time to commit. Yet you want to save money on your coverage, so what can you do? There are some really great insurance brokers out there who specialize in getting you the quotes you want quickly and with ease on your part.

If you don’t have time to spend getting an auto insurance quote, or if you have time but don’t want to bother with the hassle, you should contact a broker. You just have to give the required information to this one person a single time, and they will in turn take your information and shop around for you. You may think this will be a costly service, but actually the insurance companies pay them so you don’t have to come up with a dime for this service. The broker will provide you with several different quotes, and it is up to you to choose which one you want to move forward with. Plus, if you have any questions about coverages, your broker is the perfect person to answer those questions.

It really isn’t any fun to get an auto insurance quote, and it can take up a lot of your valuable time, too. Thankfully, an auto insurance broker can help you make it easier than ever to save money by changing policies. There’s no better time than the present to get started shopping around!